Terms of Service
Legal Information
Definition
Reference to “Option 1st Life” throughout this website means Option 1st Life, (dba) of Option 1st Inc. a California corporation, and/or its affiliates and subsidiaries and/or the products marketed by Option 1st Life, depending on the context.
Conditions of Use
By using this site, you signify your agreement to the following conditions of use without limitation or qualification. Please read these conditions carefully before using this site. Option 1st Life may, at any time, revise these terms and conditions by updating this page. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound.
Disclaimer
THE MATERIALS ON THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Option 1st Life DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Option 1st Life DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT OPTION 1ST LIFE) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. LINKS TO OTHER SITES CAN BE ACCESSED THROUGH THIS WEBSITE. SUCH EXTERNAL INTERNET ADDRESSES CONTAIN INFORMATION CREATED, PUBLISHED, MAINTAINED OR OTHERWISE POSTED BY ORGANIZATIONS INDEPENDENT OF Option 1st Life. Option 1st Life DOES NOT ENDORSE, APPROVE OR CERTIFY ANY INFORMATION, PRODUCT OR SERVICE REFERENCED OR PROVIDED AT SUCH ADDRESSES.
Limitations of Liability
While Option 1st Life uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions may occur. Option 1st Life makes no warranties or representations as to the accuracy of this website. Under no circumstances including, but not limited to, negligence by act or omission, shall Option 1st Life, its officers, directors, affiliates, successors, assigns, subsidiaries, or representatives be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Option 1st Life or an Option 1st Life representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability of incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Option 1st Life’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you for accessing this website.
Option 1st Life assumes no responsibility and shall not be liable for any damages to, or viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in the website or your downloading of any content and/or materials, data, text, images, video, or audio from this website.
Restrictions of Use of Materials
This website is owned and operated by Option 1st Life. Permission is granted to display and navigate within this website with a computer using HTML browser software, solely for personal use or as authorized by Option 1st Life. Any other use of this website or any portion hereof is strictly prohibited.
Except as otherwise permitted by Option 1st Life, no materials from this website or any website owned, operated, licensed, or controlled by Option 1st Life may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this website for use authorized by Option 1st Life only, provided you retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website for public purposes, including the text, images, audio, and video, without Option 1st Life’s written permission. Option 1st Life neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with Option 1st Life.
Jurisdictional Issues
This website is controlled and operated by Option 1st Life from its offices within the State of California, United States of America. Option 1st Life makes no representation that materials on this website are appropriate or available for use in other locations, as some insurance products discussed on this website may not be available in all states. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with state and local laws.
The information contained on this website is not an offer to sell or a solicitation to buy any insurance. No insurance is offered or will be sold or marketed in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance laws of such jurisdiction.
Trademarks/Service Marks and Copyrights
Images displayed on this website are either the property of, or used with permission from, Option 1st Life. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically authorized by Option 1st Life. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communication regulations and statutes.
All trademarks, service marks, trade names, logos, and icons used by Option 1st Life or any Option 1st Life company are proprietary to Option 1st Life except and unless Option 1st Life has been authorized by a third party to use its trademark or logo. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark or service mark displayed on this website without the written permission of Option 1st Life or such third party that may own the trademarks or service marks displayed on this website. Your use of the trademarks or service marks displayed on this website, or any other content on this website, except as provided herein is strictly prohibited.
Inquiries concerning the use of Option 1st Life trademarks, service marks, trade names, logos, icons, copyrights or other intellectual property should be addressed to Option 1st Inc., 4509 Floradale Ct, Rocklin, California 95677, USA.
Any communications or materials you transmit to this website by electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as non-confidential and nonproprietary and will become the property of Option 1st Life or its affiliates. Such communications or materials shall be used for any purpose including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, Option 1st Life is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever including, but not limited to, developing and marketing products or leads using such information.
Trademark/Service Mark Notices
Option 1st Life, and all other trademarks, service marks, trade names, and logos used by Option 1st Life or its subsidiaries are registered trademarks or service marks of The Option 1st Life Group and/or its affiliates. We are very protective of our trademarks and service marks. All use of Option 1st Life’s marks must be with our permission. We will take appropriate legal action to enjoin the unauthorized use of these marks.
We thank you for your cooperation.